Shamrock Federal Credit Union

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Dumas Office	Sunray Office	Three Rivers Office
(806) 935-3333	(806) 948-0011	(361) 786-1600


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*APY = Annual Percentage Yield. Rates subject to change without notice.

Deposit Rates & Terms

Effective As Of October 3rd, 2011

Regular Savings Accounts

Nominal Rate

APY*

$25 TO $ 10000	0.25%	0.25%
$ 10001 & Over	0.40%	0.40%

IRA Savings

0.85%

GEM Checking	0.30%	0.30%
Checking	0.05%	0.05%

Time Share Deposit Accounts

Term

Nominal Rate

APY*

6 Month

0.55%

1 Year

0.90%

2 Year

1.25%

1.26%

3 Year

1.60%

1.61%

5 Year

2.20%

2.22%

Minimum balance $1,000, penalty for early withdrawal.

IRA Time Share Deposit Account

Term

Nominal Rate

APY*

18 Month

0.90%

2 Year

1.25%

1.26%

3 Year

1.60%

1.61%

5 Year

2.20%

2.22%

Minimum balance $1,000, penalty for early withdrawal.

This credit union is federally insured by the National Credit Union Administration.