Shamrock Federal Credit Union offers four checking accounts, for the varied needs of our members.

Basic Checking

• No minimum balance required.
• No monthly service charge.
• No per check charge
• $50 deposit required to open account.

Interest Bearing Checking

• No per check charge
• Dividends on your daily balance.
• $4 service charge if balance is below $400.
• $50 deposit required to open the account, deposit $400 for no monthly fee.

Gold Club Checking (members age 55 and older)

• No minimum balance.
• No monthly service charge.
• No per check charge
• Earns dividends on your daily balance, paid monthly.
• $50 deposit required to open the account.

Gem Checking

• Free Unlimited Internet Bill-Pay
• No Minimum Balance
• No per check fee
• Earns dividends on your daily balance, paid monthly
• $50 deposit required to open the account
• 1 box of FREE GEM checks per year
• Free Stop Pay each month
• No fee on 1 Cashier’s Check per month
• No fee on single signature Traveler’s Cheques
• Free Notary Public, local faxes and up to 10 copies per month
• $7.50 service charge per month

Other Benefits Include:

• Free internet access (contact your branch for availability)
• Free subscription to Home & Family Finance Magazine
• Discounts on rental cars
• GEM Checking Credit Card Registration
• GEM Retail Discount Program
• GEM Checking Travel Plus
• Accidental Death & Dismemberment Coverage
• In-Hospital Cash
• Life Checking Coverage
• Discounts on AFLAC
• GEM Checking Key Ring Registration
• GEM Checking Personal Property ID Tool
• GEM Checking Emergency Data Card
• Discounts on Dental & Vision Services and Prescriptions
• Discounts on Hotel Rooms