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(806) 935-3333 (806) 948-0011
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Checking Accounts

Shamrock Federal Credit Union offers four checking accounts, for the varied needs of our members.

Basic Checking

  • No minimum balance required.
  • No monthly service charge.
  • No per check charge
  • $50 deposit required to open account.

Interest Bearing Checking

  • No per check charge
  • Dividends on your daily balance.
  • $4 service charge if balance is below $400.
  • $50 deposit required to open the account, deposit $400 for no monthly fee.

Gold Club Checking (members age 55 and older)

  • No minimum balance.
  • No monthly service charge.
  • No per check charge
  • Earns dividends on your daily balance, paid monthly.
  • $50 deposit required to open the account.

Gem Checking

  • Free Unlimited Internet Bill-Pay
  • No Minimum Balance
  • No per check fee
  • Earns dividends on your daily balance, paid monthly
  • $50 deposit required to open the account
  • 1 box of FREE GEM checks per year
  • Free Stop Pay each month
  • No fee on 1 Cashier’s Check per month
  • No fee on single signature Traveler’s Cheques
  • Free Notary Public, local faxes and up to 10 copies per month
  • $7.50 service charge per month

Other Benefits Include:

  • Free internet access (contact your branch for availability)
  • Free subscription to Home & Family Finance Magazine
  • Discounts on rental cars
  • GEM Checking Credit Card Registration
  • GEM Retail Discount Program
  • GEM Checking Travel Plus
  • Accidental Death & Dismemberment Coverage
  • In-Hospital Cash
  • Life Checking Coverage
  • Discounts on AFLAC
  • GEM Checking Key Ring Registration
  • GEM Checking Personal Property ID Tool
  • GEM Checking Emergency Data Card
  • Discounts on Dental & Vision Services and Prescriptions
  • Discounts on Hotel Rooms
This credit union is federally insured by the National Credit Union Administration.
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