Mastercard      Visa

Classic Mastercard
13.4% A.P.R.
8.9% A.P.R. Introductory Rate for 6 Months
25 Day Grace Period on Current Purchases/Services
No Annual Fee

Mastercard Gold
11.4% A.P.R.
8.9% A.P.R. Introductory Rate for 12 Months
25 Day Grace Period on Current Purchases/Services
No Annual Fee
Minimum Salary Requirement:  $40,000 Yearly

Platinum Mastercard
10.9% A.P.R.
8.9% A.P.R. Introductory Rate for 12 Months
25 Day Grace Period on Current Purchases/Services
No Annual Fee
Minimum Salary Requirement:  $60,000 Yearly

Classic Visa
13.4% A.P.R.
8.9% A.P.R. Introductory Rate for 6 Months
25 Day Grace Period on Current Purchases/Services
Annual Fee $25
CASH BACK BONUS ($.25 per net retail transaction)

Visa Gold
11.4% A.P.R.
8.9% A.P.R. Introductory Rate for 12 Months
25 Day Grace Period on Current Purchases/Services
Annual Fee of $50
Minimum Salary Requirement:  $40,000 Yearly
CASH BACK BONUS (1% of net retail purchases)



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Last modified: 02/08/06